Monday, December 10, 2012

Must-Know Ezine Article Writing and Marketing Tips

Writing Ezine articles can give your business much needed exposure- if done properly. Without understanding how to write for the web, your article will never be seen. I am going to show you some article writing tips that are essential, and will make or break the success- or failure- of your article marketing strategy.

Basic Submission Guidelines:

I won't go in-depth with this, but it should be noted that there are a few basic Ezine submission guidelines to follow or your article will never be published. Do not copy material from anywhere- even if you are the author. It must be an original article. Promotional material is not allowed, so stick to putting that in your Author Signature below the article. One last submission guideline of note is to avoid improper sentence structure, bad grammar, and misspellings. Follow these tips and you should have no issues getting it through an editors review.

Wring for the Web - Performing keyword research:

Your article needs to be search engine friendly. That means you must target specific keywords in the content or nobody will ever find your article via the search engines. Google AdWords Keyword Tool is a great free resource to find keywords and phrases that people are searching for. Incorporate your main keyword(s) into the title of the article, the summary, the introduction and put it into the body of the article one more time. This is a standard guide to go by. Don't worry too much about how many times you type in your keywords- just make sure that the main one is in the title, summary, and within the first 100 words of the article. Write naturally or it will turn your readers off. If you are stuffing keywords into your article it won't sound natural and the search engines will not rank it highly on the basis of your SPAMMING attempts.

Other Key Article Writing Tips:

Writing Ezine articles is great for Search Engine Optimization purposes given the relevancy that Google places on them. Think of this as "article marketing". It is one big piece in the whole internet marketing process, and it requires a lot of time and dedication. Write frequently, follow my article writing tips, and find out why Ezine article marketing can help drive targeted traffic to your website.

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Information on Clinical Trial Injuries

Clinical trials are a very important aspect of the pharmaceutical world. Prior to any new drug or medical apparatus being put into use for consumers, it must first go through rigorous testing to ensure safety. This is done in the form of clinical trials, usually involving humans. In order to ensure human test subjects are protected, the federal government has put certain regulations and guidelines into effect. While these regulations and guidelines are meant to protect people, there are times when they are not followed, and with the rush to get products to market and increase profits, clinical trial injuries are becoming more and more common.

There are three ethical principles that have been put into place to protect human participants in clinical trials. They are as follows:

Respect for the Person: The premise for this guideline is further divided into two individual moral requirements - the requirement to recognize independence and the requirement to protect subjects with reduced independence.

Beneficence: Subjects are to be treated in a manner that is ethical by ensuring their security and well being is protected. Two main rules are applied - do no harm, and maximize the potential benefit while minimizing risk.

Justice: This asserts to answer the questions of who will receive the benefits of the research and who should accept its responsibility. Injustice is classified as an entitled person not receiving the benefit without proper reason or if someone is forced to bear greater responsibility than others.

In addition to these three principles being put into place, there are also guidelines for applying these principles. They are as follows:

Informed Consent: The subject wishing to participate in the clinical research should be able to understand what is involved with the process, the associated risks, and how involved he or she will be with the research. Having informed consent is the cornerstone of the federal regulations and guidelines.

Risk Assessment: The researcher and sponsors of the study, as well as others associated with the trial should be able to properly assess the risk to the subjects taking part. If a human subject is harmed during the trial, the risk assessment process and the way that risk is conveyed to the subjects should be looked into.

Subject Selection: Those in charge of the trial are responsible for assessing the benefits to human subjects while weighing the risks that will be faced. Those who are vulnerable should not be exploited and should be carefully considered when approached for participation.

If you or someone you know has suffered injuries because of taking part in a clinical trial, the issue of informed consent plays a major role when bringing forth a lawsuit. Even if a signed form has been provided, it could still be argued that true informed consent, as classified by the federal regulations, was not given. This is a very complex issue that must be handled by a skilled attorney.

It was the Nuremberg Code that first recognized the importance of ethical treatment of human test subjects and informed consent. This set a standard for scientists and physicians who were conducting experiments on prisoners during World War II. It was this code that brought to light how far people will go for science and has been referred to specifically in the federal guidelines and regulations that were drafted for human test subjects in clinical trials. Regulators also took into account the Belmont Report, which was created by the National Commission for the Protection of Human Subjects of Biomedical and Behavioral Research. Using these pieces of information three main components of informed consent were laid out:

Information: Human participants must be provided with adequate information regarding the research being conducted. This includes detailed data on the type of study being conducted, how long it will last, the associated risks, if it is experimental, and various other types of important information.

Comprehension: How effectively and clearly information is communicated is just as important as the actual information. Those handling the clinical trial must convey the information in a way that is clear, effective, and organized. The subjects should be allowed to ask questions and receive detailed answers, and they should be of sound mind to comprehend what they are being told.

Voluntary Consent: Consent has to be at the test subject free will without undue pressure. There can be no coercion to get the person to sign the informed consent form.

When injuries result from a clinical trial, there are usually two factors that are looked into: was there informed consent, and was there something wrong with the process of the clinical trial.

Even with protections in place, there are times when those who are conducting the trials are negligent in their approach, or carry out medical procedures incorrectly. Other times it is just not possible to conduct the research without injuring someone who participates.

The vast majority of clinical trial injuries that occur are due to a lack of informed consent to take part in the trial, or a lack of consent for one portion of the trial. The results of these issues include battery and assault, scientific fraud, clinical negligence, breach of the right to dignity, and in some cases wrongful death.

If you or someone you know has been harmed because of taking part in a clinical trial, you should not delay in contacting a personal injury attorney who is skilled in negligence and medical malpractice. These professionals know the ins and outs of this area of the law extremely well, and will handle every aspect of your case from start to finish. He or she will deal with everyone involved in your case, will collect medical records, will compile all types of evidence, will determine all responsible parties, will interview witnesses, and will arrange for expert testimony when needed. Since most personal injury attorneys work on a contingency basis, you do not have to worry about funding your claim in advance. This means that you have very little to lose, and a great deal to gain!

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Your Online Banner Advertising Tips

Every web site owner needs more visitors to get sales and profit. This is called on line marketing. one on the best ways that you can get more visitors to your site is on line banner advertising. This source of advertising has been useful for a long-time. Before you start using this advertising form take your time to research the best strategies used by other on line advertisers.

Every banner advertising requires some investment on a monthly basis. Why do people lose money with the banner advertising? The main reason for this is that people use bad sources for the on line banner placements. It is important to find a targeted traffic source.

To get traffic to your site is not enough to make up a sale. Try to avoid the mistakes that other on line advertisers have experienced before. The biggest mistake is to buy advertising spots on sites that are focused on selling banner advertising. You will receive a poor quality traffic. This will make a little or no profit from your web site.

The difference between poor and good banner design can make a big difference for your investment. your banner must stand out from the crowd. This will help to increase your clicks and possible sales.

Banner advertising has two basic purposes. Number one is to attract more visitors and number two is to build an image off your brand. When designing a new banner you have to consider these three steps:

1. Use action words - using words such as "free", "click here", "visit now" would increase the clicks to your site.

2. Sense off urgency - as an example we could use words such as "available for a limited time", so people would want to take immediate action. The information that your site has would be considered very important and many visitors would likely to take an action and click on your banner ads.

3. Colors of your ad - use simple, but eye catching colors. Keep the colors constant through the ad and add some words like "free", "limited time", "click now" to grab your visitors attention. You can also make your banner interactive, for example animated banner ads work very well.

It is recommended to create more banner ads for each month. Users get used to the same banner ads and you would want to have a good variety off ads available for use to increase your effectiveness over time.

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Compensation Claims: When Your Once Ordinary Life Becomes Challenging

What a lot of workers seem to forget when filing compensation claims is that insurance is just like any other business; it operates to make profits. Going through any form of injury can have unfavourable effects on an individual's life. This happens especially when the injuries sustained can take some time to heal which then affects a person's finances. The most painful part is for them to suffer being unable to go to work and support their family's needs.

Work related injuries that make a once ordinary life for most become very challenging can also have detrimental effects on a person's life and will definitely destroy one's level of self-sufficiency and self-esteem. Pain and suffering can be quite difficult to live with and can affect people in a lot of ways.

If you have suffered simple or long term injuries at work, know that you are entitled to just compensation claims. The company you are working for is required by law to cover your expenses by means of an insurance provider. There are several considerations to make before you accept and sign the offer. You must first and foremost learn and understand what and how an insurance claims work, what benefits will be afforded to you should you happen to sustain a simple or a long tern injury at work. Knowing even just the basics will save you from getting yourself in trouble especially when the time comes that you get involved in an accident.

One of the most heartbreaking occurrences when in the process of filing a claim is finding out that the policy you have doesn't actually cover you and the worst part is that if the injuries you sustained leaves you with a permanent disability.

That is why every worker should ensure that they are covered with the right compensation benefits if ever something happens to them. Your company's insurance company should cover all your expenses including calculations of loss of income whilst you are unable to report for work. Your employer's insurance provider may need to assess and examine the extent of your injuries and after which, they will issue you a Notice of Assessment. You must not agree and accept straight away whatever offer is made for you to sign as this could affect your claims in the future.

As a policy holder, it is your obligation to know exactly what is in your cover. Before you accept everything, take some time to read and understand well especially the fine prints where you, can most of the time, see and get to know all about the exclusions of your cover. Take note of the Definition of Terms and Coverage's section and make sure you perfectly understand everything before you sign the document.

It is important to get things settled as quickly as possible when filing compensation claims. Seek advice from a lawyer or better yet, hire a lawyer when filing a claim to ensure that you get the best person to represent you in your case.

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What Should I Look For When Comparing Boat Insurance Quotes?

As the popularity of boating and yachting continues to grow, so too does the risk of collisions and damage to vessels, as traffic on marinas, canals and waterways becomes greater. This illustrates integrally that effective boat insurance cover is to make sure your craft is protected in the unfortunate event of an accident. From narrow boats on canals to yachts whipping across bays, each type of vessel has their own unique styles and distinct purpose designed. They are therefore deserving of their own individual cover.

Always ensure that your particular craft, whether it is a catamaran, canoe, kayak, dinghy, motorboat, sailboat, speedboat, windsurf and or other vessel have the appropriate plan that is economically priced yet will be relevant to the rigours of its sea-life.

Only the most reputable of companies appreciate that it can often take a long time to find your dream boat, and as such insuring your pride and joy is essential. Fortunately, these will make it easy to compare quotes and the bottom-line is that the user is guaranteed to find comprehensive cover.

Your boat insurance policy should be supplied by an industry-leading insurance provider, and you must always compare detailed side-by-side analysis' of premiums, which allow to take advantage of the best deal that is most appropriate to your needs.

The importance of finding the most competitive insurance for your craft should not be underestimated, and may require the sifting through of different boat insurance quotes for both small and large craft.

Comparison websites will highlight the advantages and the disadvantages of each policy, which allows the user to fully understand the cover available to them.

For those seeking cheap and reliable boat insurance, you should really make sure that the minimum covered is fire and theft, malicious and accidental damage, loss or damage to belongings, loss or damage caused in transit and third party liability insurance.

All of these should be covered as standard within a boat insurance plan, with additional services such as same day coverage and secure online payment methods available from high-quality operators. This provides peace of mind and security when you are on and out of the water.

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RSS Submission Tips - Is RSS Distribution Worth the Effort?

Okay, so maybe you have heard about submitting your RSS feed to RSS submission sites; but thought, "What's the point?" Well, I hope to discuss some of the issues surrounding this topic and hopefully provide a few answers.

First of all, your RSS feed is updated automatically, every time your website is updated. This article is not about how to set up an RSS feed, so hopefully you have that already done for your site. The fact that it is automatically updated is the key to everything. So, essentially when you get your feed listed on another site, this site provides a backlink to each of your articles posted!

If you Google, "list of RSS Submission sites" or something similar, you should be able to find a nice list of sites that will allow you to submit your feed to. Once you have gone through and done this once, you should never have to do it again. So, there are lots of paid services out there that will submit your site automatically to dozens of RSS sites; it may not be worth it. If you take the time to do it for yourself once; these feeds will be updated automatically every time you update your own site.

What I like to do to provide some extra value to these submissions is to socially bookmark the feeds as well. So, lets say you submit your feed to feedest.com. The link where your feed is listed will be something like feedest.com/yourfeed. You will take this URL feedest.com/yourfeed and submit it to as many social bookmarking sites as you can. This will ensure that your feed submissions are indexed by Google and will provide higher link value to your site.

These will indeed provide some SEO value to your site. Will it bring hoards of traffic? Probably not. But it will create an environment that is more likely to get your site indexed, linked to, and more likely to do better in the search engines.

So, RSS submissions are not a fix all wonder for SEO; it does provide some value, so is worth spending the time doing.

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Golf Packages For Myrtle Beach

Golf trips can be expensive. The sport in and of itself can be a pricy passion. It's not like basketball where all you need is a ball and court. It's not like cross country or swimming where all you need is your body to rely on performance. Golf involves equipment, knowledge on different clubs, experience, and talent. Courses are not so small like a court or pool, but rather are acres of playing fields. With equipment, travel costs, hotel stay, food expenses, course fees, and cart fees in mind, it is important to find the most economic solutions when planning a golf trip. Myrtle Beach is one of the most popular destinations for golfers and therefor has a world of options for booking packages. Packages are a great way to save money and time spent booking and can be easily found online.

When starting your search for golf packages in Myrtle Beach all you have to do is perform a simple online search. Since it is such a crazy popular golf destination, there are tons of options for packages. Typically when you find the company you want to book your vacation package through they will have free quotes, golf package options, a golf course guide, and a lodging guide.

Free quotes: when you book your trip you can play with dates, numbers of golfers, number of nights staying, how many people there are coming, and more. Custom packages give you the option to literally build you trip based on what courses you want to visit and what accommodations you want to stay. The idea is that no matter what courses or lodging you book you will get a discount and perks.

Golf package options: you can book just for golf or as a lodging and golf combination. Discounts are greater if you book your trip as a group.

There are Northern, Southern, and Coastal courses to choose from for packages in Myrtle Beach. The Grand Strand and further inland is completely garnished in award winning and challenging courses. The area is home to 120 different golf courses-many of them featured in magazines and designed by top designers. Diamond Back, The Wizard Golf Club, Indigo Creek, and Rivers Edge Golf Club are just a few of the top choices for courses. You'll find that most of the courses in Myrtle Beach are public. Golf package sites will have full descriptions of all the top courses so you can absolutely decide which ones intrigue you most.

Booking your trip to Myrtle Beach as a package deal is the smartest way to go if you are planning a trip. There are several options with all the top courses and lodging available.

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Liberals Intolerant of Opposing Views

The other day, a person of obvious liberal political persuasion that I used to follow on Twitter called me a "moron" and blocked me from following him anymore. This came after we had what I thought was a civil but spirited discussion on a certain issue that is currently in the news. I did not curse him or in any way use any kind of abusive language against him, and I did not resort to any kind of name-calling. Therefore, I was surprised that he decided to abruptly end things the way he did.

Actually, based on my past experience with and observation of liberals over the years, I should not have been surprised. This was not the first time one of them had blocked me on Twitter because they objected to my views. While liberals give a lot lip service to tolerance, many of them are very intolerant of opposing views. Yes, I know there are conservatives who do the same, but liberals seem to be guilty of it more often. And one would think the opposite would be true, considering how liberals seem to worship the notion of tolerance.

Whenever a conservative talk show host makes a stupid, insensitive, hostile, or otherwise disgusting remark, there will always be plenty of liberals coming out of the woodwork to call for that person to be fired. Many of them will use tactics such as boycotts and public protests in an effort to have the offender removed from the air. They will justify their actions by claiming this person has an invalid point of view and that he or she does not deserve to be heard. And they will often resort to name-calling as well. They seem to love the word "moron", such as was used against me.

Now when a liberal talk show host makes a similar statement, conservatives will criticize him or her without pulling any punches. One thing that most of them won't do, however, is try to have that person fired or censored. Also, when a liberal comes to speak at a conservative institution such as Liberty University, he or she is treated politely and not interrupted. Conversely, whenever a conservative is invited to speak at a mainstream college or university (most of which are dominated by liberal ideology), he or she is often met with protests and is sometimes shouted down while trying to speak.

Here's another thing I've noticed as well. On the primetime TV talk shows, those hosted by conservatives generally have at one least liberal as a guest each night. On the other hand, conservatives are rarely invited to argue their case on shows hosted by liberals. For example, compare Bill O'Reilly's and Sean Hannity's programs on Fox with Ed Schultz's and Rachel Maddow's programs on MSNBC that air at the same time.

Despite the way liberals try to depict them, most conservatives place a great value on free speech. They know that removing certain voices from the marketplace of ideas, no matter how much they might disagree with them, is counterproductive and hurts everyone in the long run.

As a conservative/libertarian, I am interested in hearing and reading opinions from all sides. I have never blocked anyone on Twitter, and I wouldn't unless someone was spamming me or becoming abusive. I certainly would not block someone because I disagreed, no matter how strongly, with what they had to say. To me, life would be a lot more boring if I limited my hearing and reading to only those with whom I agreed.

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It's Time For Change In Our Political Process: Political Suggestions For An Enlightened Voter

I think it's time for change in our nation's political process. There has to be a better way of electing our nations leaders.

The election rhetoric has hardly begun and the petty wrangling, the distortions, the blatant use of fear, and the unwillingness to address the critical issues facing our nation is already beginning. Once again we seem to be sliding into the darkness and shadows of our unevolved human nature.

I am frankly embarrassed at the lack of substance and self-focused narcissism present in the political wrangling. We are turning into a country led by politicians who are too often immature, uneducated, lacking in vision, and unable to provide true leadership.

Leadership requires seeing the problems clearly, dealing with them head on, and the ability to envision a better future; a vision that offers solutions focused on the greater good; solutions that offer real hope.

It's common knowledge that the world is facing some very serious challenges; challenges that are going to require leadership capable of courage and clear thinking.

This is the United States of America. We should be modeling global solutions to the problems facing our world; solutions that bring hope and the possibility of a better life to everyone on the planet. That is the responsibility of true global leadership.

As an American, I find myself once again embarrassed by the primitive emotional tone present in the political dialogues. The Law of Attraction is clear: we manifest into the world our internal feelings and emotions. Instead of offering thoughtful solutions, our political process is too often openly condoning and encouraging emotional conflict and violence.

I think we can do better. Our Stonyhill community is only a small part of the voting population, but we can make a difference; we can model a more enlightened form of thinking.

I would encourage all of us to embrace one or more of the ideas listed below, and be willing to talk about these ideas to our friends, colleagues, family members and our neighbors.

#1: Keep Religion Out Of Our Nation's Political Process When interpreted through the lens of conservative fundamentalism, all religions advocate a regressive first century, mythic, scientifically illiterate worldview consciousness that should not direct or dictate the political process of any modern, 21st century nation. America is a democracy, not a religious theocracy.

The founding fathers of our country intentionally kept religion out of our political process. They knew from experience that when the religious ideology of any particular faith presumes to speak with authority or impose its religious beliefs or ideologies on those who do not hold those same religious views, it only breeds division, bigotry, hatred, repression, and violence; a very dangerous way to determine social and economic policy for a nation or the world; especially in the 21st century.

A healthy religion, and it's spiritual teachings, should manifest values based on love, compassion, mutuality, diversity, tolerance, and inclusiveness; "not" on the social ethics and morality of ancient ethno-centric cultures that passed into the fog of history thousands of years ago.

We need leadership with the vision to lead us into the future, not a regressive return to first century primitive values and ethics.

#2: The Refusal To Embrace Reality Has Created The Challenges We Face The problems that are facing us were essentially created by our collective unwillingness to address and embrace reality. Science may provide some insights on how to externally solve or cope with problems such as global warming or global hunger, but real solutions to the challenges facing our world, and our nation, will emerge only when we are able to embrace reality and change the way we think internally. Blaming any one person or political party as having created the problems that face us is simply an unacceptable form of ignorance.

Our collective scientific wisdom is telling us global warming is a major problem. Our homophobia against gay marriage is a religious denial of scientific knowledge. We are headed toward a global population of 9 billion people; 9 billion people who will aspire to achieve a middleclass life style. Yet environmental scientists are warning our planet can sustainably support a middleclass standard of living for roughly one billion people. In other words, we are already 6 billion people beyond sustainability. Ignoring reality is a form of ignorance that we can no longer tolerate.

Our collective wisdom is telling us we are running out of inexpensive energy sources. Our collective scientific wisdom is clear. Our human species is directly responsible for the extinction of other living species on our planet at a rate not seen in over 65 million years. We are running out of fresh water. Children are dying of starvation and lack of medical care. This list could continue, but I'm sure you get the point. We are ignoring the evidence. We are ignoring reality.

We are a great nation because we have embraced the collective wisdom of hundreds of years of verifiable modern scientific discovery. When we collectively allow our politicians and special interest groups to introduce doubts about scientific evidence; evidence that warns we are clearly headed toward biological, ecological and social crisis, we are embracing a form of collective ignorance that makes absolutely no sense.

We are in a dangerous, collective denial of reality when we refuse to acknowledge that "unlimited economic expansion" is a fairytale myth currently embraced by every government on the planet.

#3: Our Grandchildren's Future Will Depend On How Well We Support And Evolve The Individual and Collective Consciousness Of Our Species Today We need politicians capable of national leadership. We need spiritually enlightened leadership; leadership focused on both our future as a nation, and our future as a species.

I would encourage members of the Stonyhill community to think about adopting some or all of items contained in the Voter Guidelines listed below. Our primary power is the power of our collective voice, and the collective power of our individual vote. It's time to speak clearly about the future we want to create for future generations; a future that makes possible the unlimited creative potential available to all of us as we lean into that future. Together, we can make a difference.

If these ideas make sense to you, pass them along.

Guidelines For Enlightened 21st Century Voters: Political Leadership Your Grandchildren Will Be Thankful You Voted For

I will vote only for those politicians who:

fully embrace the concepts listed in Idea #1 and Idea #2 above, openly embrace the ethics of compassion and care for every person under his or her political care. refuse to use immature all-or-nothing, black-and-white thinking that turn those who disagree with them into an enemy. use middlepath thinking to intentionally look for the truths found on both sides of every issue. embrace compromise and hold the welfare of the country to be more important than the a) welfare of their own political party, or b) their own ideological beliefs. refuses to intentionally distort the truth or in any way lie to voters. Politicians are asking our vote to make them leaders. Leaders should have the ability and ethical responsibility to verify their "facts". White lies, or any intentional, misleading distortion of the facts is still a lie. We don't condone it in our children and we shouldn't condone it in our politicians. We need leaders who manifest and model high ethical standards. refuse to put his or her ideological "beliefs" above the welfare of our nation or the world. We are all in this thing called life together. Our success, at the expense of others, will eventually destroy not only our nation, it might very well destroy our world. refuse to use or imply bigotry, racism, homophobia of any kind in their bid for political office....overtly or subtly. refuse to inflame or openly encourage voter anger, fear, or prejudice; or in any way encourage violence, hatred, or name calling as a way to get votes. Prejudice against others, regardless of their race, ethnic background, nationality, or religion is a primitive thought process grounded in ignorance. We need leaders that reflect an enlightened high standard of care and ethics for all human beings. refuse to support financial deregulation, tax policy inequality, or support the greed of the few at the expense of the majority. We are all part of what makes our nation what it is. Unless all of us are valued, successful, and able to live our dreams, our nation will fall. refuse to support or encourage, in any way, the growing gap between those who have and those who don't. Dismantling our middleclass is the most dangerous thing we can do for the economic well-being of our children and future generations. The "gap" between the extremely wealthy and the poor has eventually led to the downfall of every nation or empire in human history. embrace the collective verifiable wisdom of our world's scientists. Change is the engine of creation. Change is what creates the future. Evolution is accepted by every credible scientist in the world. Rejection of evolution is a religious "belief". The direction of evolution is toward increased life, consciousness, complexity, diversity, and systemic cooperation. A nation that ignores these evolutionary realities will not survive in the 21st century. openly support and encourage equality for women in all aspects of our culture......religious, political, and economic. refuse to put the needs of any one person, group, political party, corporation, or organization over the needs of all Americans, or the needs of our country. We need enlightened leadership, not self-serving bureaucrats. Cancer to Rise Due to Affluence - Another Socialist Research Ploy Indeed   Origins - Knowing How and Why   Celtic Jewelry and Cultural Influences Create Works of Art   Marriage Is Man and Woman   The Deadly Cherry Investigation   

Medicare Supplemental Plan - Supplemental Plans Vs Medigap Policies

For those that are new to the Medicare program, the terms used and the guidelines that must be followed are often very confusing. When the program began, it was very simple. It consisted of two parts. Part A covered many of the expenses associated with hospitalization.

Part B covered medical expenses incurred as a result of outpatient procedures and services. Due to the changes in the health care industry and the evolving needs of senior citizens, the Medicare supplemental plan was created. As a Medicare beneficiary, the options provided by these plans enable you to be covered beyond the original program's parameters.

It is not uncommon for people to ask about the difference between a Medicare supplemental plan and a Medigap policy. These two terms can be used interchangeably, as they refer to the exact same thing. Supplemental plans help pay for the "gaps" in the original Medicare coverage, hence the term. The gaps refer to the expenses that you are responsible for, such as deductibles and coinsurance.

These plans also cover some of the expenses that were never addressed by Medicare Parts A and B. As a senior citizen who is enrolled in the original program, you are helped by a Medigap policy in two primary ways.The first is that the right plan will help you lower your out of pocket expenses by covering many of the "incidental' costs that are part of a comprehensive health care plan.

The second reason to enroll in a Medicare supplemental plan is that you can get more health coverage. A variety of therapies and at-home services are covered under some of the plans. Coverage for emergencies when traveling abroad is also an option. Medigap policies are not part of a managed care program, such as an HMO, PPO or Fee-for-Service plan. They are purchased through a Medicare approved private insurance companies.

The list of these companies is extensive, which means you will probably have several companies to choose from in your area. Although Medicare Part A and Part B cover many of the primary expenses in the event of a catastrophic illness or unexpected emergency, there are many "gaps" that relate to every day health care needs, such as co-payments for physician's visits, prescriptions and diagnostic tests.

A Medicare supplemental plan can help you reduce your out-of-pocket expenses and provide additional benefits not addressed under the original Medicare program guidelines. They have been created to address the changing health care needs of today's senior citizens.

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Cancer to Rise Due to Affluence - Another Socialist Research Ploy Indeed

Not long ago, I was watching a TED Video and there was a gentleman from India discussing diseases, health care, and all the challenges that they face in their country. Once upon a time, they had to deal with poor people's diseases, things that occur when the water isn't clean, diseases from mosquitoes, and those things that go along with lack of nutrition or starvation. Today, he noted that as India's people are becoming more affluent, they also have rich man's diseases.

What sorts of diseases are those you ask? Well, how about diabetes for instance, what about heart disease, and things of this nature. Due to their simple and humble diet, they didn't have much problem with heart disease, and there weren't any obese people in India. As they become wealthier, they are able to eat more, and they are getting themselves into these wealthy type diseases.

MSNBC had a rather telling article posted on June 1, 2012, on a Friday Night, which is a common trick of the socialist PR propaganda machine with no one around to refute the article or in this case the junk science involved here, let me explain. You see, the article was titled; "Cancer cases to surge 75 percent worldwide by 2030," which appears to be originating from Reuters but truly looks like an AP weekend hack job and hit piece, a real anti-Western world, anti-Capitalism jab. The article stated;

"Cancer will surge by more than 75% across the world by 2030, with particularly sharp rises in poor countries as they adopt unhealthy "Westernized" lifestyles. Many developing countries were expected to see a rise in living standards in coming decades (WHO Research Paper posted to their website) according to the IARC (International Research on Cancer in Lyon, France."

Now then, I have a little bit of a problem with that last bit of information, and let me tell you why. When people live longer, they are more likely to get cancer. As the health care system gets better, they are more typically able to be diagnosed with cancer due to better hospital equipment, and more information. We don't know if people in the past had cancer, as they probably died of something else first. Now there are also more environmental cancers, of course some of that occurs due to industrial pollution, and the fact that there are far more people than there ever were before in the same area.

Further, there will be more cancer as pollutants get into the nearby ocean where fishermen grab their fish. But to say that increases in cancer are due to Western lifestyles, well, I question that. I especially question that when it comes from a socialist left leaning researcher from France, trying to prove a point that capitalism is bad, and Western lifestyles are not so good either. I would submit to you that Western lifestyle is fine, as long as one doesn't overindulge, of course there is a choice, something that the poor folks in India never had up until now. Okay so, I hope you will please consider all this and think on it.

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Online Marketing Tips for E-Commerce Solutions

When you are dealing in E-Commerce Solutions, you mean business, and business can only be generated by marketing your product. When you are doing business through e-commerce Solutions, then you need to do online marketing in order to generate traffic towards your online portals. Even though online marketing can be out-sourced to organizations which handle it with expertise, it becomes much easier for you as well as the online marketing firm to get your e-commerce solutions out in the market, if the strategy is planned well in advance. Here are a few tips which will help you plan about your portal so that you can effectively utilize your online portal:

1. Look and Feel: The look and feel of the website is really important, in order to make sure that the customers like your e-commerce solutions. It becomes really easy to effectively market a product which has a good look and feel attached to it. The colors should not be too dull or too bright, the logo should be emphasized so that the brand image is registered to the customer, and other such small changes can give the product a positive look and feel to the product.

2. Visibility: When registering the domain name for the website, you should always double check with your colleagues and advisers about a good and easy to remember domain name. So that your customers can do the same and do not get confused or forget your e-commerce solutions domain name. If you have easy to remember and pronounce domain name, the online marketing of it becomes real simple and branding can be done easily.

3. Selection of Domain: Other than the above mentioned domain url, you also need to think about the your perspective customers. if your product or service on your e-commerce solutions is only going to cater to nationally or particular region of your country then the domain name should be registered as.co.in or.in for India,.co.uk or.uk for United Kingdom. This will result in better SERP results for your pages while going the online marketing.

4. Quality of Service: Customer is the King, and King is to be treated lavishly, if your services on e-commerce solutions are not up to the mark then whatever you may do via online marketing won't reap any benefits. With the present world of customers connected with each other with one click, the reputations of online portals are made and broken in seconds. With so many forums and websites where your customers can connect with each other, your brand may be tarnished in seconds if your services are not worth the worth.

5. Campaigning: Plan ahead of time and strategies the pre-launch and the launch of your e-commerce solutions. This can be beneficial for you to build curiosity and inquisitiveness about your brand in the minds of your perspective customers. Online marketing can be used even before the actual launch of the portal so that you're customers-to-be will be interested in the launch.

6. Mainstream Media Promotions: Online Marketing is not a replacement of the traditional print and ad media but it is form which runs parallel to it, and even increases their effectiveness. If you get a pre-launch, launch and regular print media and commercial media ads to your customers it acts as a reaffirming and assuring message. This will lead to larger traffic towards your e-commerce solutions as well as better targeting for your online marketing strategies.

By keeping all these factors in mind even before you invest in any online marketing firm or e-commerce solutions firm you can start to generate links and business from your plans and strategies. These are simple and easy to follow tips in order to get your socks on and get prepared to the marathon competition in the world of e-commerce solutions and you are welcome.

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Cheap Boat Insurance

One of the absolute pleasures that an individual can attain is by possessing his own boat. Cheap boat insurance reflects that the cost of boat insurance is relatively low, but at the same time it grants substantial damage coverage against any mishaps which might damage the boat.

This coverage is extensive, and offers coverage for the boat, its equipment and supplementary gear, outboard motors, boat trailer and individual assets. A cheap boat insurance policy offers physical destruction coverage on an actual cash value or an agreed amount value foundation. Together, boat insurance policies tender vital coverage for the boat, but there are major disparities.

Actual cash value policies finance replacement costs, minus depreciation at the point of the loss. In the event of total damage, second-hand boat pricing directions and additional funds are used to decide the estimated market rate of the boat. Partial damage costs are calculated by getting the entire charges of the restoration, minus the deductible.

Agreed amount value policies mean that the owner of the boat and the insurance company have decided on the cost of the boat, and in the aftermath of a total loss the owner will be compensated with that amount.

Agreed amount value policies also replace old objects with new ones, exclusive of any assumption for depreciation. The majority of agreed amount value policies necessitate actual cash value on specific destroyed assets like sails, protective covers, batteries, dinghies, trailers and aged outboard motors, lower drive units or outdrives.

Cheap boat insurance is an affordable way to shield an asset that might have cost a person his life's saving.

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Social Marketing to Enhance Your Brand's Visibility

Companies are adopting unique search marketing strategies these days to get an edge over their competitors. In addition, they wish to make their presence felt on the international platform for attracting potential customers from around the world. The Internet has emerged as a boon for people. It is a dynamic, reliable and affordable medium that is used to inform prospective clients about the products or services. You will find numerous social marketing websites aiding companies to enhance their visibility among the customers. This marketing technique has emerged as the ideal option for companies due to its usefulness in enhancing sales and revenue. More and more people these days are using this technique to attract customers.

Social marketing is a buzz these days. It is the latest marketing technique adopted by many social media marketing companies to attract potential customers who access social networking websites frequently to buy products and services. In addition, it has become necessary for all companies to make use of these tactics to attract their prospective as well as existing customers. Marketing has always been necessary to boost the business' sales. Improper or no marketing will lead to losses. Traditional methods of advertising were time consuming and expensive. With social marketing you do not need to spend a fortune to reach out to a larger audience. More and more companies these days are willing to take their business on social networking sites for grabbing the attention of maximum number of potential customers. This technique has done wonders for companies and various other firms want to benefit in the same way.

Social media has emerged as the best medium for marketing your products effectively to the masses. Millions of people visit these networking websites every day. People spend hours on these websites which increases the possibility of checking out advertisements, offers, and more. If you wish to make your online presence stronger then get in touch with a reputed social marketing company immediately. These companies are proficient in Internet marketing and marketing on social networking sites. They are well versed with marketing techniques that will bring you excellent results in the least possible time. These professionals make use of social networking sites including Facebook, Twitter, Stumble Upon, Google+ and more. For instance, they will create a free Facebook page and update the status on behalf of the company on a regular basis. Video hosting is another strategy they make use of. All these strategies will help to make the company name popular among the customers and make them want to purchase the products.

With the escalating popularity of social marketing among companies, many firms are promising to provide customers with the best services. However, some firms may fail to deliver. Carry out an extensive research and locate a reliable service provider known for offering exceptional social marketing services at competitive rates. Do not be tempted by advertisements. A reliable firm will have positive reviews and testimonials from satisfied customers. Check these reviews before making a decision.

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Starting an Online Business

Look for the right opportunity for you.

Search the internet and see what is out there. If you have a special area of interest, search for it on Google using various search terms.

Search areas you are interested in. On Google, always watch the top of the page to see how many sites are returned from your searches, to get a feel for how many others are doing similar searches.

Watch how many others are interested in the things you're interested in. Browse through some of the sites on pages 1 and 2 of the Google search results, to see what kinds of websites you find from your searches.

Research the types of online business. Dig a little deeper into these websites to see what services, products or expertise they offer.

Choose an area to focus on. Once you have a feel for what's out there in your area of interest, make a few notes about what services, products or expertise you might be able to provide in a similar area.

Define the resources you require.

Starting a business costs money. Be aware that running a business costs money, even an online business. Look at the expenses as investments in your business.

Running a business takes time. Running any business takes time. A startup business usually requires more of your time than an established business. You can be successful in an online business working part time.

Running a business requires focus. All businesses require focus, but focus is particularly important in an online business, because your focus determines who your customers are, and how they find you. The better focus your business has, the more you will achieve in the time you have available.

Technology. Technology is, by definition, an essential resource of any online business. You have to know how to create websites, how to be found by the search engines and how to interact with customers once they find you.

Assistance. Knowing where and when you need help with your business is essential. Running an online business is very possible for the average computer-friendly person (it wasn't, 5 years ago!) but there are still lots of details to learn.

Put it all together.

Choose a business which has a realistic opportunity of success. Select a business model which is appealing to you: service provider, product sales, expertise provider. Develop your business in a field you are interested in, even passionate about.

Find resources you can afford. List the resources you will need: money, time, technology, coaching. Make up a budget and spend a few days developing a realistic plan to fit this new venture into your life, both the time and cost requirements.

Define your angle, your expertise. Define your medium. Will you write ebooks, articles, blogs, work in social media?

Purchase the technology you require. Purchase the technology you require to construct websites, search for in demand topics, track your success on the search engines, communicate with customers and make sales.

Obtain assistance. Find and contact a coach or mentor who will help you put all this together.

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